Most of the time, when you see and advertisement that some company can just wipe out your bad credit information, there is usually a catch. Most of it you can do yourself, but it takes time and patience. There are legitimate companies out there that will help you remove inaccurate information from your credit report, but none that can remove accurate information. They can usually help you manage your credit to allow you to make your credit report look better over time.
This article by Chris Corrigan, 5 tips to keep your credit report in good standing, gives some great advice on getting your credit report looking good and keeping it there.
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